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Even bigger home price drops seen looming as interest rate forecasts rise

American home builders are stuck with more houses and land than they can sell.

The Bank of Canada today increased its target for the overnight rate to 3¼%, with the Bank Rate at 3½% and the deposit rate at 3¼%.

You probably already know that a mortgage is a type of loan that you use to buy a home.

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.